Bearish Outlook for Agricultural Chemical Producers

Factors that will effect change and a move towards sustainable agriculture by farmers and increase the pressure on the agricultural chemical sector.

1) Seed cost.
2) Fertilizer cost.
3) Soil erosion.
4) Decreased margins based on above costs.
5) Failure of bio-fuels as alternatives to petroleum products.
6) Water pollution created by fertilizer run-off.

At $3.00 per bushel, herbicides cost nearly 7 bushels per acre, seeds cost 30 bushels per acre, fertilizer costs nearly 60 bushels. At $4.00, herbicides cost 5 bushels, seeds cost about 23 bushels, fertilizer costs about 45.

Sustainable agriculture can produce results near that of chemical farming. If a farmer can produce 120 bushels of corn per acre without the use of chemicals, he needs to produce nearly 190 bushels at $3.00 bushel to have the same result. At $4.00 per bushel, he needs to only produce 170 bushels using chemical fertilizers. But at 150 bushels per acre the sustainable agriculture farmer exceeds profitability of the chemical farmer and studies have shown that yields greater than 150 bushels per acre using sustainable farming methods are reasonable.

The energy required to produce bio-fuels exceeds the energy value of the fuel produced thus bio-fuel production from crops are essential a negative sum gain. Any abandonment of current bio-fuel policy would have severe immediate implications upon the price of corn, which in turn would pressure agricultural chemical companies in a similar manner.

The implications of environmental regulation of the runoff would infer a decreased usage of agricultural chemicals, a forced acceptance of sustainable agriculture, a decrease in overall crop size, and an increase in corn prices.

With the cost of chemicals and seed rising, at what point do farmers begin to realize that the cost is a risk that they would be better off not accepting and move towards lower cost sustainable agricultural methods.

While not a believer in global warming caused by carbon dioxide, returning crop residue to the soil will restore organic matter to the soil as well as sequester 10 to 50 percent of current carbon emissions. With increased organic matter in soil, the soil requires less irrigation and is less vulnerable to erosion caused by wind and water.

For these reasons, I believe that the long term trend for agricultural chemical producers is bearish. The only possibility for price support comes from developing nations with very poor soil quality whose immediate needs for food stocks are greater than current sustainable agriculture practices can produce, and that is assuming there is no competing bio-fuel needs.

Studies by Iowa State University, Sustainable Agriculture Systems Laboratory, and Rodale Institute were used in the preparation of this report.

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Lloyds plc & Fauquier Banshares

I like Fauquier Banshares (FBSS) below $15, it only has an ADV of 1000 shares so be careful bidding. Lloyds Banking Group plc (LYG) at $7.25 is a good buy. My target for both is $25-$28 range.

September 17, 2009

Downgrading CSTR & Potential Cut of COST

Personally I thought the idea of people paying to use coin counting machines was insane. But I was wrong. They put those Coinstar (CSTR) machines in and the people came. There were lines at the supermarket to use it. I couldn’t believe it. But that was then. The “change” must have run out. I haven’t seen one of those machines used in some time. Coinstar does have other machines and an investment in Red Box, but the easy money days of counting change appear to be over.

Costco (COST) saw decreased sales this quarter and missed their numbers, but the real reason I may downgrade — they are starting a trial at two NYC area stores to accept food stamps. Costco, because it charges a membership fee, is like an oasis in the urban jungle. If they start accepting food stamps, it will make it no different than any other large city retailer, think Target or K-Mart.

Mr. Gioia points to the Costco on Vernon Boulevard in Long Island City, Queens, in his district. First opened in 1996, the store is within walking distance for nearly 30,000 residents of three public housing projects: the Queensbridge, Ravenswood and Astoria Homes. “Why Doesn’t Costco Accept Food Stamps?”New York Times, November 11, 2008.

How could anyone not want to shop with them? One of Costco’s reason for never applying to sell food stamps is the $50 yearly fee. Considering the government uses debit cards for the food stamp program so that recipients aren’t shamed, they will probably cover the cost of the membership.

May 28, 2009

Gold

With the advent of commodity based ETFs and their growth in popularity, gold now has the opportunity to be treated in the same manner as a tech stock.

Investment in gold is nearing 50% of all gold consumption, and one third of that is ETFs. The price of gold has been kind to ETFs. And ETFs have been kind to the price of gold. Investors invest in ETFs as the price of gold climbs. With gold showing recent weakness, I believe that we will begin to see investors “profit take” thus forcing ETFs to divest ….. divest …. liquidate ….. cash markets will have to absorb this inventory.

The skew on the puts currently reflects anticipation of increasing implied volatility. If the spot price continues breaking through levels of support look for an increase in implied volatility in gold ETF put options across all months.

March 4, 2009

United Bankshares Inc.

Just buy it. UBSI @ $15.32
CEO said forget the TARP funds.
CEO is a West Virginian who just bought more stock than he makes in a year.

February 19, 2009

Corns and Beans

Long 9 Sep Corn @ 377¼
vs.
Short 4 Sep Beans @ 860¾

February 18, 2009

MS vs. GS ~ the spread

Long 5 MS @ $20.00
Short 1 GS @ $80.00
Taken off now results in a net of $23.25 in the cash register. Cha-ching.

January 12, 2009

Fairfax Financial (FFH)

Price Target: $220

Position closed March 5, 2009: $220.00

January 7, 2009

Time to Buy

It’s always time to buy something, but what (is it time to buy now)?

Here’s what I like:

Genuine Parts Company (GPC) $37.35 – - 39¢ quarterly dividend
Equitable Resources Inc. (EQT) $32.20 – - 22¢ quarterly dividend
Olin Corp. (OLN) $16.95 – - 20¢ quarterly dividend

And here’s one I love:

BP Plc. (BP) $45.25 – - 84¢ quarterly dividend (this is almost a 7.5% dividend folks)

All have healthy dividends, strong stable balance sheets, and room for growth.

December 30, 2008

The Spread

Morgan Stanley: $16.00
Goldman Sachs: $73.00

The spread we bought for a credit of $3.25 is now at $7.00

November 10, 2008

The Art of the Spread – MS vs. GS

Long 5 shares of Morgan Stanley(MS) @ $26.25
vs.
Short 1 share of Goldman Sachs(GS) @ $134.50
Net cost: – $3.25
Can’t sell stock? Buy a deep put or sell a deep call for the GS leg.

September 25, 2008

Upgrades / Downgrades

Coca-Cola (KO) – Sell ($53.39)
Chesapeke Energy (CHK) – Buy ($38.57)
Alliance Resource Partners (ARLP) – Buy ($33.57)
Joy Global (JOYG) – Buy ($51.55)
Goldman Sachs (GS) – Sell ($108.00)
Morgan Stanley (MS) – Buy ($22.55)
Fifth Third (FITB) – Buy ($15.96)

I have my own research methods. Don’t ask.

September 19, 2008